DIGITAL PLATFORM

Online Loans*
from 9.99% |

Skip the branch visits — apply online with True Loans in minutes and get the financing you need today.

 

WHAT WE DO

Canadians across the country trust True Loans for their financing needs.

From your first steps to your biggest goals, we offer flexible loan options made to support every stage of your journey.

Personal Loans

Get the money you need—fast. Use it for bills, travel, or anything in between. No collateral, no long wait times.

Business Loans

Support your business at any stage. From startups to expansions, we’ve got you covered. Flexible terms that work for you.

Auto Financing

Ready to hit the road? Finance your new or used vehicle easily. Low rates and quick approvals.

Home Improvement

Turn your house into a dream home. Finance renovations, upgrades, or repairs. Simple process, fast results.

Fast Online Process

No paperwork, no branch visits. Apply online in just minutes. Get approved and funded quickly.

Features

The right loan

right when you need it.

Whether you need funds to take a family trip, purchase new tires or consolidate debt, we’re here to help.

Smart Loan Automation

Our process is quick and easy, with less paperwork and faster loan approvals.

Real-Time Analytics & Insights

Easily track your loan progress, view repayment schedules, and get personalized financial insights to stay in control.

Secure Cloud Infrastructure

Your data is protected with enterprise-grade cloud security, ensuring privacy and reliable access anytime, anywhere.

Fast & Safe Platform

Enjoy a seamless experience with instant access, fast processing, and multi-layer security—built to keep your finances secure.

Get funded the easy

way with TrueLoans.

No queues. No paperwork. Apply for a loan anytime, anywhere—straight from your phone, tablet, or computer. It only takes a few minutes.


Built for Today’s Borrowers

At TrueLoans, we’re redefining lending with a fast, secure, and user-first approach.

We may be new, but we’re already making a big impact.

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Our Banking Partners

We’ve streamlined our services with Canada’s top banks to offer you faster approvals and trusted financial access.

RBC – Royal Bank of Canada

One of Canada’s largest and most trusted banks.
✔ Fast approvals with TrueLoans

  • Seamless loan processing through RBC

  • Secure integration for quick disbursement

  • Recognized for customer trust and reliability

  • TrueLoans supports all RBC account types

TD – Toronto-Dominion Bank

Powerful banking partner for smooth lending.
✔ Fast, secure fund access

  • instant fund transfers to TD accounts

  • Fast-track application support via TD’s infrastructure

  • Canada-wide coverage for personal and business accounts

  • Trusted integration with TrueLoans platform

BMO – Bank of Montreal

Canada’s oldest bank, made modern.
✔ Fast funding with TrueLoans

  • Integrated for rapid processing and transfer

  • Secure access to both personal and business accounts

  • Efficient identity and banking verification

  • Strong mobile banking compatibility with our platform

CIBC – Canadian Imperial Bank of Commerce

CIBC
Efficient, connected, and customer-focused.
✔ Smooth approvals and fund delivery

  • Quick approval system when using CIBC

  • Real-time disbursement with low processing times

  • Fully supported for all account types

  • Partnered with TrueLoans for a better borrowing experience

Scotiabank – Bank of Nova Scotia

Global reach, personal service.
✔ Scotiabank accounts fully supported

  • Secure and quick disbursements through Scotiabank

  • TrueLoans offers tailored service to Scotiabank users

  • TrueLoans offers tailored service to Scotiabank users

  • Compatible with all standard Scotiabank services

National Bank of Canada – NBC

National Bank
Trusted service with strong regional presence.
✔ Fast integration with TrueLoans

  • Fast and secure fund transfers to NBC accounts

  • Fully supported for both personal and small business users

  • Quick approval process through our trusted link

  • Reliable and smooth experience for all NBC customers

WHAT WE DO

Credit Score Check & Advisory

We help you understand and improve your credit score with expert tips and real-time reports, so you’re always loan-ready and financially aware.

Loan Refinance & Balance Transfer

Reduce your monthly EMIs by transferring your existing loan to a better interest rate. We make refinancing easy, transparent, and cost-effective.

Loan Consultation Services

Not sure which loan is right for you? Our advisors guide you through the best options based on your income, goals, and urgency.

Loan EMI Calculator Tool

Plan better with our easy-to-use EMI calculator. Enter your loan amount, interest, and tenure — and see your monthly EMI instantly.

Loan Insurance Protection

Secure your loan with optional insurance coverage that protects you and your family in case of unforeseen events like job loss or health issues.

Security Features – FAQs

We use Transport Layer Security (TLS) 1.2 and 256-bit encryption to secure all data transfers. This ensures your personal and financial information remains private and protected from unauthorized access.

Our platform is protected with firewalls and advanced intrusion detection software that monitor and block any suspicious or unauthorized activity in real-time.

To keep your account secure, we implement automatic sign-off after inactivity and strict identity verification before any sensitive operations are performed.

Yes, we use two-factor authentication (2FA) and secure tokens to ensure only you can access your account, even if your password is compromised.

  1. Savings, loan approvals, and disbursal timelines are not guaranteed. They depend on factors like credit score, loan amount, repayment terms, and financial history.
  2. Checking your rate through TrueLoans involves a soft credit inquiry and does not impact your credit score. A hard inquiry may occur only if a loan is sanctioned.
  3. APRs and loan offers vary based on credit profile, loan purpose, amount, and other eligibility criteria. Advertised rates are indicative and may change without prior notice.
  4. TrueLoans does not guarantee loan approval or funding. All loans are subject to verification, underwriting checks, and approval by partnered financial institutions.
  5. Standard messaging and data charges may apply when using mobile features or receiving updates from TrueLoans.
  6. Testimonials and reviews reflect individual experiences. Results may vary. No claim is made regarding outcomes or loan success.
  7. TrueLoans is a digital platform. Loan products are offered by third-party lenders. TrueLoans itself does not directly offer loans or banking services.

 TrueLoans is a digital platform and does not directly offer loans. All loan approvals and terms depend on credit checks and lender eligibility. Rates, terms, and approvals are not guaranteed and may vary. Checking your rate will not impact your credit score.

@2025 TrueLoans. All rights reserved.